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Quote of the Day: Fannie Farmer

"I certainly feel that the time is not far distant when a knowledge of the principles of diet will be an essential part of one's education. Then mankind will eat to live, be able to do better mental and physical work and disease will be less frequent."



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This is a selection made from among articles on Early Retirement Planning. For a permanent link to this article, or to bookmark it for future reading, click here.

from: Retirement and Depression




Depression and anxiety within the age of retirement is very common specially with people who have invested a lot in their work careers. This usually occurs when the retiree feels the loss of something in his life particularly when he neglected other aspect of life excepts work and feels that with it, he lost his importance or value in the society. The worst situation may come when he also feels that life is not worth living.


Retirement is the phase in life to cope up with but a new start to begin with. This may be a bitter part to the retirees and moments of depression is inevitable. Grieving or allowing the retiree to grieve the loss, and overcome it for a period. Momentary grieving might be a good start but when depression creeps up in a long term, that will be the time to move on and look forward to the new phase of life.


There are various communities that have established retirement support communities and social network as well as validation systems to help retirees to be more proaciveand minimize depression to prove self-worth.


Depression comes in with different signs. And vary from one person to another. Any, all, or a combination of these may indicate a problem, or potential problem.


Constant tiredness. Pro-longed period of tiredness or fatigue can be well observed with people who are depressed. This has been a result of both physical and mental exhaustion. With regards to retirement, the patient or the retiree may have sleepless nights due to constant thinking and grievance brought by retirement.


Reluctance to leave home. Withdrawal from friends and family. Cease doing things that used to be enjoyed. Many people who suffer from depression are reluctant to leave home or socialize with others. They find themselves alone, isolated and fears to be with the society. This might have been the result of lower self-esteem brought by the retirement period. The result if left unattended prevents retirees to enjoy life.


Lack of personal care. Many retirees with depression have exhibit lack of interest with their persona; care. This includes diminished concern for personal appearance and hygiene.


Mood change and feeling of constant sadness. This is commonly exhibited by person with depression. Sudden shifts in mood and constant sadness roots up from anxiety and worries brought about by the retirement.


Lack of concentration. Psychological distress leads to lack of concentration by the depressed person. This is due to constant thoughts and worries by the retiree.


These signs of depression might be exhibited individually or altogether by the patient. The important thing to know is that depression can happen to anyone and it isn't something people can just snap out of. Companionship and constant understanding will ease the depression and will help the affected person.


Every single person in the world wants to feel they are contributing and they have a purpose. Stopping work can often take this away, especially if a close social base has been formed in the workplace. Depression is not a long term problem, it is and it is not a sign of weakness. Don't hesitate to ask help.


Getting prepared for retirement by yourself or of someone you love may ease the complications. Social and retirements communities are available for retirement coaching, planning and management to help ease the transition period.






 

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Director-General, National Pension Commission (PenCom), Muhammad Ahmad, says it has been observed that majority of the working populace don't start retirement planning early in their career, but usually wait till when they are close to their retirement age.

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